We’re excited to announce that Maria Cecilia Rachadell, Managing Director and Head of Wealth Planning at CISA LatAm, will be a featured speaker at an upcoming CLE-accredited webinar hosted by MyLawCLE on May 15, 2025. The event will focus on one of the most crucial yet often misunderstood concepts in estate planning: the HEMS standard — Health, Education, Maintenance, and Support.
Why HEMS Matters in Estate Planning
The HEMS standard is a foundational element in many trust documents. It defines how and when trust distributions can be made for a beneficiary’s health, education, maintenance, and support. Proper use of HEMS provisions ensures both flexibility for trustees and protection against estate tax exposure, making it essential for estate planners, financial advisors, trustees, and clients involved in multi-generational wealth transfers.
Webinar Details
📅 Date: May 15, 2025
⏰ Time: 1:00 – 3:10 PM EST
🎟️ Free Access Code: Hems2025
📍 Format: Live Video Broadcast
🖥️ Register at: MyLawCle.com
What You’ll Learn
Session I: The HEMS Standard in Estate Planning
Speaker: Maria Cecilia Rachadell, CISA LatAm
Maria will provide a deep dive into the structure and application of HEMS in trust documents. With over 25 years of experience advising international families and clients across Latin America, she brings a wealth of practical knowledge to the discussion.
Topics include:
- Understanding the scope of HEMS provisions
- Real-world applications and common use cases
- Key drafting strategies and compliance tips
- Avoiding pitfalls that can jeopardize trust integrity
Session II: Tax Advantages of the HEMS Standard
Speaker: Andrew White, Altman & Associates
Andrew will focus on how HEMS provisions interact with Section 2041 of the Internal Revenue Code, and how planners can structure trusts to remain tax-efficient while preserving flexibility for beneficiaries.
Who Should Attend?
- Estate and tax planning attorneys
- Financial and wealth advisors
- Trust officers and fiduciaries
- Family office professionals
- High-net-worth individuals and families
Whether you’re drafting trusts for U.S.-based clients or navigating complex cross-border estate planning in Latin America, this webinar will offer valuable insights you can apply immediately.
